Watercraft Insurance

Insurance Policies For Boaters

When the days are clear and the weather is warm, we know the first thing on your mind is going out on the water. Your boat allows you to get away from all the stress and pressure of the mainland, and kick back by yourself or with good friends.

Whether you use your boat to fish, cruise, or race, we know it must be pretty difficult to picture your life without it. At Dave Walkenhorst Insurance Agency, we make sure that you enjoy your time on the water, without having to worry about what will happen if something goes wrong.

Our insurance agency specializes in writing insurance policies for boaters, so you can be certain we will provide you with the best protection available. We understand the differences between power boaters, sailors, and commercial fishermen, and can tailor an insurance policy to your unique needs.

Watercraft Insurance Options

Dave Walkenhorst Agency‘s watercraft insurance plans can provide you with coverage against many types of loss.

We offer these types of insurance products for watercraft owners:

Medical Payments Coverage

We offer medical coverage that can cover your eligible medical expenses if you get hurt when on the water.

Physical Damage Coverage

Physical damage coverage is optional coverage that is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.

Liability Coverage

If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. And if you’re at fault, you’ll need liability coverage. You can choose your coverage amount. We’ll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.