Retail Insurance

Insurance For Mom and Pop Shops

We understand how much work it takes to start your own business, make it grow, and keep it going.

Even small businesses take time, determination, patience, and persistence.

So once you’ve got it up and running, it makes sense it protect it as best you can. That’s why we offer retail insurance.

Insurance That Covers Retail Stores Unique Exposures

No matter if you’re selling books, plants, jewelry, pottery, or whatever else, the basics of a retail establishment has all the same basic insurance needs.

Retail stores commonly have inventory that must be protected from normal dangers such as theft, fire, and natural disaster. Retail insurance policies are designed to offer specific coverage for your inventory.

And of course, most retail stores have customers coming in and out, some of which just might get hurt while inside.

We Offer Retail-Focused BPOs

The best way to provide property and liability insurance for your retail business is with a Business Owners Policy (BOP) specifically tailored to smaller retail stores.

Policies will typically have provisions similar to the property insurance and liability insurance sections of the BOP.

There is always the option to add on various other coverages that you may need. Optional coverage such as coverage for equipment breakdown or food spoilage, business interruption, or commercial auto insurance.