Commercial Property Insurance

Coverage Over and Beyond Your BOP For Property

Under a BOP, generally, the structure of your business is covered from “events of peril” such as weather-related damage and causes of losses such as theft.

What about the furniture, computers, and equipment in your building?

Who will cover the cost of replacing an outdoor sign?

This is where a commercial property insurance policy comes in. These policies will cover the property owned by your business that a BOP does not.

What’s Covered By Commercial Property Insurance?

Each policy can be tailored to each business’ specific needs.

At Dave Walkenhorst Insurance Agency, we typically include the following lines in our policies:

• Structure (building) of your business
• Furniture
• Equipment
• Lost inventory
• Landscaping
• Outdoor signs
• Damage to the property of others
• And more

This insurance is customizable, allowing you to provide the right coverage for the things that truly matter to your business.

This is why your business should consider property insurance

So you don’t think you need commercial property coverage?

Consider this, if a fire erupts in the building of your business and you lose your entire inventory, are you positive that your BOP provides enough coverage to replace it all?

If someone breaks into your business and steals expensive equipment, are you positive your BOP provides enough coverage to replace it in full?

The answer is probably not. Commercial property insurance is available for these reasons. Don’t wait until it is too late!