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Insurance For Cars & Trucks
One has to be ever vigilant and well prepared for an Auto accident and the untold trauma suffered during an incident. The best way in which a person involved in a car accident can recover the huge financial and emotional damages caused is to purchase auto insurance coverage.
Auto Insurance Options
Dave Walkenhorst Insurance Agency gives you the option of choosing from an array of different auto insurance coverage packages. Our agents can conduct proper research regarding the available options before narrowing down to the one that is the most suitable and affordable for your personal needs.
Full Coverage Package
Full coverage insurance offers you maximum protection. Such an insurance policy will offer protection even if the accident takes place due to an error on the part of the policyholder. A policy that offers maximum protection will also cover incidents like car theft, vehicle crime, hit-and-run accidents, and any other damage caused to the car due to an accident.
Collision Coverage
This insurance package will take care of all expenses incurred in the form of repair and replacement costs by the policyholder at the time of the accident but the point to remember is this kind of auto insurance coverage would take into account the market value of the car while paying for damages sustained.
Comprehensive Coverage
Comprehensive insurance is meant to cover the damages that occur or might have occurred because of events other than accidents. These events could be a flood, fire, theft, vandalism, collision with an animal, and natural disasters. Although one has to keep in mind this coverage is optional, and is more suitable if the Auto is leased.
Personal Injury
Personal injury is essential for all car drivers because when a person is involved in an accident, they go through many unpleasant experiences which can be mitigated or even nullified if the driver has proper safety and protection. This is the most basic insurance coverage required in all states, which includes basic expenses like hospital bills and even part of income loss due to accidents.
Liability Auto Insurance Coverage
Liability auto insurance coverage is meant for providing protection to the victim of an accident if it is the policyholder who is at fault. In such a situation, in order to avoid incurring heavy expenditure, the driver is recommended to opt for liability coverage that is more than the minimum specified amount. You may even choose to buy extra coverage as a means of lowering the premium.
Uninsured Motorist Coverage
Uninsured motorist coverage covers under uninsured motorist bodily injury protection in case they injure someone in an accident. This type of coverage could be purchased as a form of protection against uninsured car drivers and is available in the form of uninsured motorist property damage as well, in which case it is meant to compensate for the repair and replacement expenses.

Get Car Insurance Today!
When looking into purchasing a Kentucky Auto Insurance Policy, you know you have many coverage choices and may be searching for advice. The agents at Dave Walkenhorst Insurance Agency are experienced and will walk you through your options and find you a policy that meets your needs but won’t break the bank. If you are looking for an Auto Policy and need it fast, the Dave Walkenhorst Insurance Agency will do just that.
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